The access to or use of this website or the investor system shall be governed by terms and subject to conditions including but not limited the following:


System response and access time may vary due to market conditions, system performance, communication lines and other factors. Access to the investor system may be limited during peak demand periods, market volatility or may be suspended in circumstances of system failure, maintenance or repair or for reasons beyond the control of Berjaya Mutual Sdn Bhd (Berjaya Mutual).


Any information or services given or rendered shall not be taken as representing advice from IPAM or an inducement to be relied upon to undertake any transaction and you are to rely at all times on your own assessment of the information and the merits of any proposed transaction. IPAM makes no warranty or representation, express or implied as to the information contained herein as to its accuracy, completeness, timeliness or otherwise.

Limitation of Liability

IPAM shall not be liable for all and any losses, damages, expenses, costs or claims whatsoever, and howsoever caused or arising including but not limited to:

  • the loss or unauthorised use of access codes;
  • the unauthorised use of or access to the investor system;
  • any failure, downtime, crash, breakdown or malfunction of or defects, bugs or glitches in the investor system, any software, computer system or mechanical or telecommunication equipment of IPAM, any telecommunication network operator, any Internet service provider or any operator, vendor, supplier or provider of any communications used by IPAM for the provision of the investor system to you;
  • any delay, fault, failure or loss of access to or unavailability of the investor system; and any delay or errors in the transmission of your orders or instructions through the investor system.

Linked Web Sites

IPAM is not responsible and makes no representation and warranty with respect to the accuracy, timeliness, completeness, reliability and suitability of the content of this website and any and all web sites and services linked to this website.